V2EX loss aversion

Loss Aversion

Definition|释义

损失厌恶:一种常见的心理与行为经济学现象,指人们对“失去”带来的痛苦通常大于获得同等收益带来的快乐,因此更倾向于避免损失而非追求收益。(也常用于解释保守决策、过度规避风险等行为。)

Pronunciation (IPA)|发音

/ls vn/

Examples|例句

People often hold onto losing stocks because of loss aversion.
人们常因“损失厌恶”而一直持有亏损的股票不愿卖出。

Even when the long-term expected return is higher, loss aversion can push investors toward safer choices and make them miss better opportunities.
即使长期预期回报更高,损失厌恶也可能促使投资者选择更保守的方案,从而错过更好的机会。

Etymology|词源

loss 意为“损失”,源自古英语 los(毁灭、丧失);aversion 意为“厌恶、回避”,源自拉丁语 aversio(转开、背离)。两者组合成 loss aversion,在行为经济学中被用来概括一种稳定的心理倾向:人们会“更在意不失去”,而不是“更渴望得到”。

Related Words|相关词汇

In Notable Works|文学与名作中的用例

  • Daniel Kahneman,《Thinking, Fast and Slow》(《思考,快与慢》)
  • Richard H. Thaler,《Misbehaving: The Making of Behavioral Economics》(《不当行为》)
  • Richard H. Thaler & Cass R. Sunstein,《Nudge》(《助推》)
  • Amos Tversky & Daniel Kahneman,论文《Prospect Theory: An Analysis of Decision under Risk》(前景理论奠基之作)
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